Target 20/20 Credit was founded in 2018 as a solution-based company that helps individuals like you with open and discharged bankruptcies, bad credit and slow credit challenges, first time car buyers, medical bill issues, and/or divorce or dissolutions. Our experienced staff in the bankruptcy world have helped thousands of people just like you get back on the road. Our team is dedicated to getting our clients back on their feet and moving forward toward a brighter future.
Credit Facts
- Financing with zero down available!
- Chapter 7 customers don't need trustee approval, but if you're a Chapter 13 customer, we are experienced when it comes to trustee guidelines. We can help the process go smoothly and in a timely manner.
- You're eligible to purchase a vehicle the day that your case is filed and you have a case number. Chapter 13 must have a confirmed plan in place. Discharge is not required.
- Installment credit plays a massive role in FICO scores and a new auto loan will benefit your credit score in a significantly positive way.
- Reaffirmation agreements are easily rescinded within 90 days.
Financing with Target 20/20 Credit
- Apply and drive from the date of filing.
- Work with bankruptcy financing experts.
- No money down options available.
- The best interest rates available.
Don't delay, start today! You’re now in the perfect position to quickly reestablish your credit in a timely manner. Do you want to risk losing your current vehicle? How about taking public transportation? Even if you simply reaffirm your current auto loan, this is a huge mistake while going through Bankruptcy. Give our experts at Target 20/20 Credit a call today, and we'll get you back on the road in no time.
While filing for Bankruptcy, we know the concerns you may have. Our mission is to walk you smoothly through the entire process. Should you surrender or reaffirm your vehicle? Can you obtain an affordable auto loan? Target 20/20 Credit can provide a path to overcome your concerns and get you mobile again.
Buy Your Next Car From Target 20/20 Credit today!
If you're recovering from bankruptcy and need a vehicle in the Northern Ohio and Western Pennslyvania area, Target 20/20 Credit is here to help. Our friendly and knowledgeable staff is dedicated to getting our clients back on their feet and moving toward a brighter future. We offer a wide selection of multi-brand new and used vehicles for you to choose from, so your credit won't hold you back from what you really want.
We're committed to serving the needs of customers in Akron, Sheffield, Cleveland, Columbus, Toledo, Elyria, Fairlawn, Warren, Pittsburgh, Sharon, Hermitage, Girrard, Boardman, Louisville, Alliance, Ravenna, Canton, Kent, Lorain, and Youngstown, so find out why so many local drivers turn to our dealership for all their automotive needs.
Attorney Program
To help with the bankruptcy process, the Target 20/20 Credit program offers an exclusive attorney program that can assist attorneys with bankruptcy clients searching for auto loans. All you have to do is register for the program to gain access to our helpful resources to prepare your clients for a fresh, clean start.
If you're in search of the very best in auto financing in Northern Ohio and Western Pennslyvania and the surrounding areas, look no further than Target 20/20 Credit. Your satisfaction is our highest priority, so when you're ready to finance your next vehicle, give us a call and we will get you started down the road to acquiring your next vehicle!
Auto Financing
Whether you're dealing with an open or discharged bankruptcy, we have solutions for you to help you get back on the road and rebuild your credit. We've worked with numerous customers who are experiencing a tough financial period, and we're committed to finding you the best auto loan possible for your needs.
When filing for bankruptcy, we understand the stress and concerns involved, so we're here to guide you through the entire process. You may be worried about obtaining an auto loan you can afford, whether you should surrender or reaffirm your vehicle, and what will happen if you end up with no vehicle and need to rely on friends, family, or public transportation to get around. We're here to make this process as quick and painless as possible, so you get can back on the road.
We not only offer more competitive financing rates than banks, but we also have zero down options that help you get behind the wheel of your next vehicle faster and easier. Our auto loans also report to all three credit bureaus before your bankruptcy is discharged, so you can start rebuilding credit right away.
